Amres was built
by originators,
for originators.
We know that our success depends on the success of our Loan Officers, which is why we provide them with the best tools available so they can focus on what they do best: Originate and close loans.
Moves worth making.
You know there are more profitable opportunities but moving companies just seems too costly and difficult. It doesn't have to be though. Amres will build your branch's platform around your business, fulfilling your needs, easing your transition all without any lapse in production.
A solution for every
borrower.
Not everyone fits the mold for agency products. That's why Amres has been building an ever-growing suite of Non-QM products that can fit the needs of almost anyone.
Full Doc
- Perfect when a borrower can't get AUS approval from Fannie or Freddie.
- Also works great when agency is not allowing 1 year income.
Bank Statement
- Great for self employed borrowers.
- Great for borrowers who have not yet filed tax returns and need to qualify using the most recent income.
P&L Only
- Great for borrowers who have not yet filed tax returns and need to qualify using the most recent income.
- Minimum Expense Factor is 20% for Service Business and 40% for Product Business.
Asset Depletion
- Great for unemployed borrowers with a liquid fortune.
- Works for borrowers who make more in investments and don't want to pull money out.
1099 Only
- This is great for an Independent contractor who does not have a CPA/EA preparing their tax returns.
- Great for Uber and Lyft drivers.
DSCR
- DSCR = Gross Monthly Rental Income / PITIA or ITIA
- No Employment or Income Required
- FICOS down to 620
The right tools for the job.
Amres invests heavily in technology built to streamline your loan process and ensure success for your borrowers. We're constantly innovating and updating to keep you ahead of your competition.
In-house Marketing
Help
Amres has a team of dedicated marketing professionals who can help advise on a range of subjects. Get expert advice on everything from customer relationship management to social and digital advertising best practices.
Amres Resource Center
Get your business off the ground and in the cloud with our Cloud-Based Resource Center. Get access to company documents, information, and marketing materials.
- Get quick help from IT
- Access company contacts and documents.
- Utilize marketing elements.
- Find information fast.
FAQ
Interested in more detail?
What is your compensation?
We offer individualized extremely competitive compensation packages with monthly compensation plan changes available and monthly P&L’s maintained to help maximize your profit.
Tired of your bank padding your rates so much that you are having a difficult time staying competitive? Tired of banking overlays and banks that don’t want to take even the slightest risk causing you to turn away too much business? Maximize your commission on all loans originated and see raw rates directly from the investors and wholesale lenders. Choose from multiple compensation levels and customize your income and pricing to suit your ability to effectively sell. We even allow you to submit expense reports and pay invoices from rolled over compensation. Please inquire for additional details on compensation, pay structure, pay periods, etc.
Can I see your pricing?
Absolutely! Get in touch with us and we'll give you access to our pricing engine, Optimal Blue®
Where are you located?
Our headquarters are in Trevose, Pennsylvania but our employees work nationwide.
Are you HUD approved?
Yes we are a HUD approved lender and we have in-house underwriting and processing.
Where are you licensed?
We're currently licensed in 40 of the 50 states and working towards more everyday.
For a list of licenses, visit us here.
Do you employ independent LOs or Branches?
You can choose the independent LO platform with unlimited comp plans, or the Branch Manager platform.
Contact us for me details!
Do I have to be licensed and trained?
You must be licensed and have experience. We offer limited training on company software and procedures. LO’s are expected to perform with a working knowledge of the current industry guidelines.
Do you perform background checks?
Yes, all applicants will have background checks and references checked.