Amres was built
by originators,
for originators.

We know that our success depends on the success of our Loan Officers, which is why we provide them with the best tools available so they can focus on what they do best: Originate and close loans.


Moves worth making.


We understand that everyone's situation is unique. Our onboarding team will tailor your transition to fit your needs. We will build your branch's platform around your business, easing your move and providing peace of mine, all without any lapse in production. 

We also offer the ability for our staff to work 100% remote. We mean it when we say we'll build our partnership around your needs. Our P&L model is fully transparent and you'll have multiple platform options to customize from. 

A solution for every


Amres is licensed in 45 states. And while many companies claim it, we stand by our low rates that help you stay ahead of your competition.

We also do all agency lending in-house, with no overlays.
- VA

But, not everyone fits the mold for agency products. That's why Amres has been building an ever-growing suite of Non-QM products that can fit the needs of almost anyone. Below are some of the options we offer. If you have any questions, feel free to contact us

Full Doc
  • Perfect when a borrower can't get AUS approval from Fannie or Freddie.
  • Also works great when agency is not allowing 1 year income.
Bank Statement
  • Great for self employed borrowers.
  • Great for borrowers who have not yet filed tax returns and need to qualify using the most recent income.
P&L Only
  • Great for borrowers who have not yet filed tax returns and need to qualify using the most recent income. 
  • Minimum Expense Factor is 20% for Service Business and 40% for Product Business. 
Asset Depletion
  • Great for unemployed borrowers with a liquid fortune.
  • Works for borrowers who make more in investments and don't want to pull money out.
1099 Only
  • This is great for an Independent contractor who does not have a CPA/EA preparing their tax returns. 
  • Great for Uber and Lyft drivers.
  • DSCR = Gross Monthly Rental Income / PITIA or ITIA 
  • No Employment or Income Required 
  • FICOS down to 620 

The right tools for the job.


Amres invests heavily in technology built to streamline your loan process and ensure success for your borrowers. We're constantly innovating and updating to keep you ahead of your competition. Contact us for a full list and more detail. 

Blend Retail Point of Sale

Our LOS is fully integrated with Blend for retail point of sale. Blend gives your borrowers an amazing, tech forward experience from start to finish. They'll be able to track every step of their loan, and you'll be able to co-pilot them through any tricky parts. 

Day 1 Certainty

Day 1 Certainty gives you and your processors the ability to link directly to financial institutions to verify income and documentation, instantly. 

Artificial Intelligence
Amres has been working to implement new artificial intelligence tools into the loan process. Process documents, categorize disclosures and more, with the touch of a button. 

In-house Marketing


Amres has a team of dedicated marketing professionals who can help advise on a range of subjects. Get expert advice on everything from customer relationship management to social and digital advertising best practices. Contact us to learn more. 

HubSpot CRM

Our CRM is a user friendly, robust, marketing and sales platform. It's provided free to all Loan Officers and Branch Managers. You'll have the ability to manage everything from your pipeline and associated contacts, to your social media accounts. We can also help get you trained on professional sales tools that offer you customizable automations to keep in touch with your customers. 

Offline Experience Building

Our CRM is fully integrated with an offline experience manager that help you create real world incentives and gifts for your clients and partners. Easily send gift cards for things like coffee, or lunch to help increase meeting interest. Host webinars with live entertainment for attendees. Send closing gifts to customers, and so much more. 

Marketing Automation

Our marketing team members are experts at creating robust and lead converting marketing automations. They can help you set up pre and post close campaigns that will convert more leads, and keep them for life. 


Amres Resource Center


Get your business off the ground and in the cloud with our Cloud-Based Resource Center. Get access to company documents, information, and marketing materials. 

  • Get quick help from IT
  • Access company contacts and documents.
  • Utilize marketing elements.
  • Find information fast.

Not sure where to start?


Contact us to schedule a 15 minute chemistry call. One of our team members will be happy to answer any of your questions and help you decide if Amres is right for you. 


Interested in more detail?

What is your compensation?
We offer multiple different compensation platforms to cater to the vast diversity and needs of originators who come from different markets. Each platform offers comp plans that are extremely competitive with tons of flexibility and unique characteristics.  Operate a standard branch P&L model, a broker-modeled branch P&L, or a simple fixed Mortgage Loan Originator comp plan.  
Tired of your bank padding your rates so much that you are having a difficult time staying competitive? Tired of banking overlays and banks that don’t want to take even the slightest risk causing you to turn away too much business? Maximize your commission on all loans originated and see raw rates directly from the investors and wholesale lenders. Choose from multiple compensation levels and customize your income and pricing to suit your ability to effectively sell. We even allow you to submit expense reports and pay invoices from rolled over compensation. Please inquire for additional details on compensation, pay structure, pay periods, etc.
Can I see your pricing?

Absolutely! Get in touch with us and we'll give you access to our pricing engine, Optimal Blue®

Drop us a line here. 

Where are you located?

Our headquarters are in Northeast Philadelphia, but our employees work nationwide.

Are you a Direct Agency Lender?
Yes we are a direct seller to FNMA and FHLMC and we are a HUD/VA/USDA approved lender and conduct all underwriting activities in-house.
Where are you licensed?

We're currently licensed in 45 of the 50 states and working towards more everyday. 

For a list of licenses, visit us here

Do you employ independent LOs or Branches?
You can choose the independent LO platform and choose your own comp plans, or one of the two Branch Manager platforms (see "what is your compensation" FAQ).
Do I have to be licensed and trained?

You must be licensed and have experience. We offer limited training on company software and procedures. LO’s are expected to perform with a working knowledge of the current industry guidelines.

Do you perform background checks?

Yes, all applicants will have background checks and references checked.